Kenapa Ada Lubang di Tengah Silet? Mengejutkan, Ternyata Ini Jawabannya...
Siapa sih yang tak kenal dengan benda yang namanya silet ? Benda kecil ini memiliki dua bagian tepi yang sangat tajam dan biasa digunakan oleh para lelaki untuk mencukur kumis dan jenggot.
Namun demikian, kegunaan silet kini sudah banyak sekali seperti memotong kain dan sebagainya.
Namun jika dilihat secara seksama dari semua merk silet memiliki desain yang hampir sama. Yakni ada lubang panjang ditengahnya yang bergerigi .
Lubang yang terletak pada lubang silet ternyata bukan hanya untuk dibelah menjadi dua bagian saja. tetapi silet juga mempunyai bentuk klasik itu juga dibekali dengan sebuah pemegang berbentuk batang yang fungsinya untuk mempermudah dalam proses pencukuran.
Lubang yang ada di tengah silet tersebut berperan untuk dipasangkan dengan sebuah alat yang dikhususkan sendiri untuk silet. Mungkin setelah anda melihat gambar di atas anda sudah mengetahui fungsi dari lubang yang ada di tengah silet.
Semoga artikel diatas bermanfaat ya gaess. Jangan lupa mampir untuk berkomentar.
Sumber : http://idstory.ucnews.ucweb.com/story/3247491135856473?
Overseas Travel Insurance Plans - Costs Less and Offers More
Everyone craves for vacations to enjoy some quality time with their loved ones and Indians are no exception. The outbound travel sector of India saw a robust growth this year because international travel destinations are highly sought-after among Indians in 2015. Obstacles like inflation, skyrocketing ticket price and depreciation of rupee couldn't deter the wandering spirit of Indian travelers to travel around the world. Over 60% of Indians remain unmoved by the depreciating rupee and are raring to go to travel. However, the rate of availing travel insurance to safeguard the trip is still dismal among Indian travelers.
Young generations prefer to travel to international destinations once a year at least. According to a survey, 90% of these travelers make use of their own savings for overseas trips and don't consider travel cover. Quite surprisingly, this is the mindset of young internet savvy generation as ICICI Lombard conducted the survey in the age group of 25-35 among 1049 people across six metro cities in India who had international trips in the previous year.
The survey further reveals that Singapore is the most preferred travel destination among young Indian travelers; the second and third places are held by US and UK.
Let's take a look at the travel plans available and their prices for those who favor these destinations. Let's start with Singapore.
Travel insurance plans available for Singapore trips
The following list of top 5 policy quotes in terms of lowest premium are for one 30 years old person looking for a single trip to Singapore. The trip duration is 10 days and the chosen sum insured is US$ 500000.
1. Universal Sompo - Premium of Rs. 942
2. HDFC Ergo - Premium of Rs. 1015
3. Reliance - Premium of Rs. 1129
4. TATA AIG - Premium of Rs. 1234
5. Religare - Premium of Rs.1666
The lowest premium is Rs. 942 for a travel insurance plan for a 10 days trip to any Asian country such as Singapore, Thailand. This means one has to pay less than Rs. 100 per day to make his trip safe and secured. Indian travelers must know that travel plans are not only inexpensive but they also provide coverage for loss of baggage, passport, hijack and even emergency treatment.
Travel Insurance plans available for UK trips
The following list of top 5 policy quotes in terms of lowest premium are for 1 person looking for a single trip to UK. The trip duration is 10 days and the chosen sum insured is US$ 500000.
1. Universal Sompo - Premium of Rs. 942
2. Bajaj Allianz - Premium of Rs.991
3. HDFC Ergo - Premium of Rs. 1015
4. Reliance - Premium of Rs. 1129
5. Bajaj Allianz ( Travel Elite Platinum) - Premium of Rs. 1139
Universal Sompo provides the lowest premium. The premium of travel insurance plan is also Rs. 942 for a 10 days trip To UK.
Travel insurance policies for US trips
The following list of top 7 policy quotes in terms of lowest premium are for 1 person looking for a single trip to US. The trip duration is 10 days and the chosen sum insured is US$ 500000.
1. Universal Sompo - Premium of Rs. 1344
2. HDFC Ergo - Premium of Rs. 1438
3. Bajaj Allianz - Premium of Rs.1441
4. IFFCO-TOKIO - Premium of Rs.1456
5. Bajaj Allianz ( Travel Elite Platinum) - Premium of Rs. 1658
6. TATA AIG - Premium of Rs. 1694
7. Reliance - Premium of Rs. 1783
The lowest premium is Rs. 1344 for a travel insurance plan for a 10 days trip to US. Just imagine, you are getting all types of risks covered just by paying less than Rs. 140 for each day of your trip.
Best travel insurance plans in India in terms of baggage and medical coverage
The survey also made clear that 79% people buy travel plan to cover medical emergencies. Safety of baggage is the second most vital reason as 60% people behind purchasing travel insurance policy. So let's find out best travel insurance plans in terms of medical emergency and luggage safety.
From the above list of travel policies for US, two plans by Reliance and Bajaj Allianz look best in terms of baggage cover.
Reliance Travel care platinum provides US$1500 for the loss of checked baggage for a premium of Rs.1783.
The Travel Elite Premium plan by Bajaj Allianz provides US$ 1000 for a premium of Rs. 1658 for the loss of checked baggage.
To get the best coverage for medical emergencies, the Titanium plan by HDFC ERGO is the best. It primarily covers:
1. Emergency Medical Expenses
2. Permanent Disablement/accidental death
3. Hospital Cash
4. Loss of Personal Documents
5. Accidental Death
6. Loss of Baggage
7. Financial Emergency Assistance
8. Personal Liability
What is the cost of international travel policy for a couple?
According to the survey, 52% of travelers prefer to have trips with spouses. So, if these people can avail a travel plan for visiting US or UK or Singapore, how much do they have to pay?
Let's start with US trip for 10 days for a sum insured of US$ 100000 covering 2 people who are 30 and 28 years old.
Religare offers the best plan which comes at a premium of Rs. 2407.
If you compare travel plans available for couples who wish to visit UK, keeping the same criteria for trip duration, sum insured and age of the traveler, Religare provides the best plan. The premium of the plan is Rs. 1537.
For a trip in countries like Singapore, Thailand within Asia which has been the top travel destination of 2015, a couple has to spend even less for a travel insurance policy. If you compare travel insurance plans that cover Asia, you will get the lowest premium of Rs. 1218 from Explore Asia plan provided by Religare.
The positive part of the survey is the increased awareness among Indian travelers. More than 90% of young generation is aware of the travel insurance which is a significant rise from last year's 80%. One of the major provider of travel insurance plans in India; ICICI Lombard underwritten a total travel insurance premium of Rs 100 previous year, one can expect the premium to increase by 5-10% in this year. The problem is not with the awareness; it is the lack of understanding about the benefits associated with these travel covers.
27% of the total respondents in the survey choose not to avail a travel insurance plan simply because they were under the wrong conception that such plans cover only accidents, loss of baggage and theft but don't provide medical coverage. This is far from being the truth as the complete break-up of Titanium plan by HDFC ERGO shows extensive coverage for medical emergencies.
25% surveyed people didn't buy any travel plan because they thought such plans are costly but it is not so. The price of all plans for person mentioned here are about less than Rs. 100 to less than Rs. 140 for each day of a 10 days trip. Travel insurance policies for couples are even cheaper as they cost in the range of less than Rs. 65 per day per person to less than Rs. 125 per day per person for destinations like US, UK and all countries in Asia including popular destinations like Singapore, Thailand.
Indians love to spend their holidays in international destinations. An international travel insurance plan doesn't cost much and offers a lot in return. If you are also a travel freak, you should insure the total duration of the trip so that you can enjoy your holiday with complete peace of mind.
Avishek Bhattacharjee has been associated with the general insurance sector in India for many years. He regularly comes up with informative and interesting articles to provide information about various insurance policies. This write-up discusses about the importance and benefits associated with travel insurance plans in India.
Article Source: https://EzineArticles.com/expert/Avishek_Bhattacharjee/1080856
Article Source: http://EzineArticles.com/9252892
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